📋 Revised Service Charges (Effective from 01/05/2025)
*Note: GST will be applicable as per government rules.| Sr. | Particulars | Rate / Charges (INR) |
|---|---|---|
| 1 | Account closed within 6 months | ₹200/- |
| 2 | Duplicate passbook / FDR certificate | ₹100/- |
| 3 | Saving A/c statement | Min ₹25 + ₹5/page above 5 pages |
| 4 | Cheque/ECS return (inward) | ₹200/- |
| 5 | Stop payment (Max ₹1000) | ₹100/- per cheque |
| 6 | Cheque book (per leaf) | ₹3/- (Staff A/c exempted) |
| 7 | Attestation/verification services | ₹100/- |
| 8 | Min. balance charges (C/A ₹2000) | ₹100/- of avg. deficit/month |
| 9 | Min. balance charges (S/B ₹1000/₹200) | ₹100/- of avg. deficit/month |
| 10 | Ledger folio (CC/OD/CA) | ₹25/- per page (40 entries) |
| 11 | HDFC DD (Transfer) | ₹0.50/1000 (Min ₹20) |
| 12 | HDFC DD (Cash) | ₹1.50/1000 (Min ₹20) |
| 13 | Pay Order (Transfer) | ₹0.50/1000 (Min ₹20) |
| 14 | Pay Order (Cash) | ₹1.50/1000 (Min ₹20) |
| 15 | DD/Pay Order Cancellation/Revalidation | ₹200/- |
| 16 | NEFT/RTGS (non-cash) | ₹30 (<5L), ₹100 (>5L) |
| 17 | NEFT/RTGS (cash) | ₹50 up to 1L + ₹1/1000 (Max ₹2000) |
| 18 | Franking charges | ₹15/- per document (<₹5000) |
| 19 | CIBIL report | ₹200 (consumer), ₹1500 (commercial) |
| 20 | Commitment charges (CC loan) | 1% of avg. deficit/qtr |
| 21 | Locker break/open | ₹3000/- or actual (whichever higher) |
| 22 | Old record enquiry (>12 months) | ₹100/item + ₹50/year after 2 years |
| 23 | Solvency Certificate (slab-wise) | ₹500/- to ₹10,000/- |
| 24 | Loan/CC/TOD processing | 0.50% (Min ₹500) |
| 25 | CC renewal / Transfer / property change | 0.25% (Min ₹500) |
| 26 | Adhoc limit interest | Extra 3% p.a. |
| 27 | Bank guarantee (≥75% secured) | 0.50% p.a. (Min ₹500) |
| 28 | Bank guarantee (50-75% secured) | 2.00% p.a. (Min ₹1000) |
| 29 | Bank guarantee (<50% secured) | 5.00% p.a. (Min ₹2000) |
| 30 | Loan legal notice (Reg. Post) | ₹2000/- |
| 31 | Section 101 Notices | ₹500/- |
| 32 | Gold loan notice | ₹300/- |
| 33 | Overdue notice (ordinary post) | ₹100/- |
| 34 | Local Cheque B.P. | ₹5/1000 (Min ₹100) |
| 35 | Outstation Cheque B.P. | ₹10/1000 + 20% p.a. after 8 days (Min ₹200) |
| 36 | Bill Discounting | ₹10/1000 + 20% p.a. after 8 days (Min ₹200) |
| 37 | OBC Charges | ₹3/1000 + postage (Min ₹50) |
| 38 | IBC Charges | ₹3/1000 + postage (Min ₹50) |
| 39 | Letter of Credit Commission | 1.00% p.a. |
For full details and clarification, please contact your branch manager.